How does halifax credit card work




















Standard purchase interest rate variable. Annual card fee. Representative APR. With no impact to your credit score. Frequently asked APR questions. Will I get the advertised APR? Should I choose a card based on the APR? The lower the APR, the cheaper it could be for you to borrow. APR is usually based on the card purchase interest rate, plus standard fees. You can compare credit cards using the APR, but always read through card details carefully.

Want to read more? Credit card basics. Related guides. Find a credit card. Standard purchase interest rate variable Find out how we can help. The amount and due date are shown on your latest statement.

What is a minimum payment? Annual Percentage Rate APR for short , should help you understand the cost of borrowing over the course of a year, inclusive of standard interest rates and fees. More on APR. All existing customer topics. How a credit card works. Trained advisers are just a phone call away. More on balance transfers. Your PIN will be delivered by post within five working days.

Your new credit card will follow, arriving within seven working days. We send these separately for security. Speak to an adviser 7ampm, seven days a week. Was it an eligibility check? Or a full credit application? If you submit a full credit application, a full credit search will be completed.

Multiple applications in a short period can negatively impact your credit score too, which could further affect your chances of being accepted. Why an application could be declined. Speak to an adviser Mon-Fri 8am-8pm, Sat 8am-6pm, and Sun 9am-5pm. Or visit a branch. At Halifax you can apply online, by phone or by visiting a branch. Halifax is a division of Bank of Scotland plc.

For a quick run through, watch our short video. Popup window Transcript. Helping you understand credit card interest rates. We hope this info helps.

Thanks for watching! Card purchase rates This is the rate of interest which applies when you pay for goods or services with a credit card. More on money transfers. Cash transaction rates Cash transactions include ATM withdrawals and purchasing foreign currency. Frequently asked interest questions. When is interest charged? What are introductory interest rates? A summary on credit card interest rates Interest is charged as a percentage on the money you borrow on a credit card.



0コメント

  • 1000 / 1000